Meat and Poultry Intermediary Lending Program (MPILP)

Low-Interest Loans for Indiana’s Independent Meat & Poultry Processors

The Indiana Meat Packers and Processors Association (IMPPA) administers the Meat and Poultry Intermediary Lending Program (MPILP) — a $15 million revolving loan fund supporting small and very small meat and poultry processors across Indiana. Funding is made possible through a grant from the USDA.

The program provides affordable financing for expansion, modernization, and compliance projects that strengthen Indiana’s local and regional food supply chains.

Program Overview

FeatureDetails
Loan Amounts$100,000 – $5 million
Interest Rates3.75% (general projects)
2.75% (wastewater infrastructure)
Loan TermUp to 15 years
Funding SourceUSDA Rural Development
AdministratorIndiana Meat Packers and Processors Association (IMPPA)
OversightIndiana MPILP Independent Review Board
Local Bank ParticipationStrongly encouraged

Who Can Apply

The MPILP is open to Indiana-based small and very small meat and poultry processors operating independently of large corporate packers (Cargill, Tyson Foods, JBS, and National Beef Packing).

If you are a local processor looking to expand capacity, improve efficiency, or enhance compliance — this program is designed for you.

Eligible Projects

  • Loan funds can be used for a wide range of improvements, including:
  • Purchasing or upgrading processing equipment and technology
  • Constructing or acquiring new facilities
  • Expanding packaging, labeling, or cold storage capabilities
  • Making compliance or food safety improvements
  • Investing in wastewater or pollution control infrastructure
  • Covering start-up costs or working capital needs

Why Apply?

  • Low, fixed interest rates designed for small processors
  • Flexible terms up to 15 years
  • Revolving loan fund – repayments reinvested to support future applicants
  • Direct access to funding administered by an Indiana-based industry association
    This program helps processors reduce bottlenecks, improve operations, and strengthen Indiana’s food supply chain for the long term.

How to Apply

  1. Review Eligibility: Ensure your business meets the criteria for participation.
  2. Prepare Documentation: Gather financials, project details, and cost estimates.
  3. Submit Inquiry: Email your interest or application questions to mpilp@imppa.org. IMPPA staff will guide you through the next steps and connect you with lending partners as needed.
  4. Begin the Application Process: {Click here} (Note, you will have to create a free account to access our secure application form)

Questions?
For additional information, eligibility guidance, or application support, contact:
mpilp@imppa.org